Introduction
If you're exploring fertility treatment options in New Zealand, a top concern is likely: “How much does IVF cost in New Zealand?” The answer depends on whether you go through public or private care, which clinic you choose, and what exactly your treatment plan includes. This blog provides a detailed breakdown of IVF costs in NZ (as of 2025), including private cycle pricing, funding schemes, city-level variation, and key cost drivers — plus answers to frequently asked questions.
Average IVF Cost in New Zealand
Here’s a high-level view of typical costs for IVF treatment in New Zealand:
Cost Component | Typical Cost (NZD) | Notes / Details |
Standard Private IVF Cycle | ~ NZ$16,000 – NZ$20,000 | According to Repromed, this includes “average” medication costs. |
Medication for Cycle | ~ NZ$4,000 – NZ$6,300 | Repromed’s fee schedule shows drug cost in this range. |
ICSI (Microinjection) | ~NZ$2,200 (example) | Fertility Plus lists ICSI cost as about NZ$2,205. |
Frozen Embryo Transfer (FET) | ~NZ$1,700 | According to Fertility Plus’ cost calculator. |
Egg Freezing Cycle | ~NZ$7,240 | Fertility Plus estimate (excluding long-term storage). |
PGT / Genetic Testing | Variable / Add-on | Depends on clinic and test type. (Not always included in base packages.) |
City-wise / Clinic-wise Breakdown (NZ)
Getting exact city-wise IVF cost in NZ is more challenging, but here are some representative data points and clinic-level pricing:
Clinic / Location | Approx IVF Cost (per cycle) | Notes / Specifics |
Repromed (Auckland, Whangārei, Tauranga) | NZ$16,000 – NZ$20,000 (including meds) | This is their listed “guide” cost for a private cycle including average medication. |
Fertility Associates (multiple locations: Auckland, Wellington, Hamilton, Tauranga, Christchurch, Dunedin) | NZ$11,000 – NZ$20,000 per private cycle | Their pricing varies widely; depends on individual treatment plan. |
Public / subsidized options (or partially funded) also exist, depending on your region and eligibility.
Key Factors Influencing IVF Cost in New Zealand
Several things affect how much you’ll pay for IVF in NZ:
Public vs Private Treatment
Some public funding is available (Repromed mentions free public funding for up to two cycles in the Northern region).
If you choose private care, the full cost is borne by you (or via private insurance if applicable).
Medication Protocol
The cost of drugs depends on the stimulation protocol your doctor prescribes.
Repromed’s schedule shows a large range for meds.
Treatment Type
Standard IVF vs ICSI (ICSI adds cost).
Use of genetic tests or embryo selection.
Frozen embryo transfer vs fresh cycle.
Clinic Add-ons
Counselling sessions, additional scans, or extra “add-on” treatments.
Donor sperm or eggs (if needed) add cost. For example, at Repromed, donor sperm or oocyte costs are separate.
Refund / Package Options
Fertility Associates offers a “Fertility Cover” program: fixed-fee package for up to 3 cycles, includes meds, ICSI, storage, etc. If unsuccessful, 70% refund of the program cost is possible under their policy.
Public Funding / Insurance Options in NZ
Public Funding: Some regions and clinics may offer subsidized or publicly funded IVF. For example, Repromed mentions public funding for up to two cycles in certain areas.
Fertility Cover (Private Program): Offered by Fertility Associates. Under this plan, you pay a large upfront fee (e.g., $37,500 for women ≤ 33 years) that covers up to 3 IVF cycles (including ICSI, meds, embryo storage, etc), with a 70% refund if unsuccessful.
Donor Costs: Additional costs if using donor sperm or eggs. Fertility Associates clearly lists donor work-up, compensation, and screening costs.
Pros vs Cons of IVF in NZ (Cost Perspective)
Pros:
Transparent fee schedules from major clinics (e.g., Repromed lists base and med-inclusive costs).
Program options like Fertility Cover help you budget and reduce uncertainty.
Some public funding helps eligible patients, reducing the burden.
Cons:
Private cycles are expensive (up to NZ$20,000+ for a cycle).
Medication costs can be significant.
Refund programs still require large upfront costs.
Add-on procedures (genetic testing, donor) increase costs further.
Frequently Asked Questions (FAQs)
1. How much does one private IVF cycle cost in NZ?
About NZ$16,000–20,000 according to Repromed, including average medication costs.
2. Are there cheaper or publicly funded cycles?
Yes — Repromed provides free public funding for up to two cycles in some regions. (
3. What does the Fertility Cover from Fertility Associates cover?
It covers up to 3 IVF cycles, ICSI (if needed), medications (up to a certain IU dose), embryo storage, and embryo replacement (thawed).
4. How much do medications cost for IVF in NZ?
Roughly NZ$4,000–6,300 for many patients, according to Repromed’s drug cost schedule.
5. What is the cost of ICSI (sperm microinjection) in NZ?
At Fertility Plus, ICSI is about NZ$2,205 (on top of the base IVF cost).
6. What if I need frozen embryo transfer (FET)?
According to Fertility Plus, a FET cycle costs around NZ$1,700, though medication cost will vary.
7. Can I get a refund if IVF fails?
If you opt for Fertility Associates’ “Fertility Cover”, you might get 70% refund if the program (up to 3 cycles) doesn’t lead to a live birth (terms apply).
Final Thoughts
The cost of IVF in New Zealand is significant, especially for private cycles: generally around NZ$16,000–20,000 including typical medications.
However, there are structured programs (like Fertility Cover) to help manage risk, and some public funding is available for eligible patients.
Before starting, it’s wise to:
Talk to multiple clinics for detailed quotes
Ask for a breakdown: procedure cost, meds, tests, and storage
Explore whether your region has public IVF funding or partially subsidized options
Think through how many cycles you might need, and whether a package / refund-style plan makes sense for you
