If you’re considering In Vitro Fertilization (IVF) treatment in India in 2024, understanding the associated costs is essential for planning your journey.
The average IVF cost in India ranges from Rs 90,000 to Rs 1,50,000, but the actual expenses can vary based on factors such as hospital reputation, doctor’s qualifications, and the severity of infertility.
Additional procedures, such as embryo transfer and donor programs, can significantly impact the overall IVF fee. This article explores the various aspects influencing IVF treatment costs and the factors that contribute to the range of expenses.
How much will IVF cost in India 2024?
In 2024, the cost of In Vitro Fertilization (IVF) treatment in India can vary widely depending on several factors. On average, the cost of IVF ranges from Rs 90,000 to Rs 1,50,000 for a single cycle. As you navigate the In Vitro Fertilization (IVF) process in India, it’s important to be aware of the additional fees that may arise. These fees can vary based on the clinic, your specific treatment needs, and any additional procedures or services required.
Costs Before the IVF Procedure in India (Non-Donor IVF):
Before diving into the In Vitro Fertilization (IVF) process, understanding the financial landscape is crucial. Here’s a comprehensive breakdown of the costs you might encounter:
Costs Before the IVF Procedure in India: Breakdown Table
| Cost Component | Cost Range (Rs) |
| Base IVF Fee | 90,000 – 1,50,000 |
| Fertility Assessment | 5,000 – 10,000 |
| Semen Analysis | 1,500 – 3,000 |
| Injectable Medications | 20,000 – 40,000 |
| Monitoring Appointments | Included in base fee |
Base IVF Fee: The base IVF expense in India typically ranges from Rs 90,000 to Rs 1,50,000. This fee usually covers monitoring appointments, egg retrieval, embryo creation, and fresh embryo transfer.
Fertility Assessment: Before starting IVF, a fertility assessment is necessary. This assessment, which includes an ultrasound of the ovaries, a blood test, and a physical exam, can cost between Rs 5,000 to Rs 10,000.
Semen Analysis: Semen analysis is an essential part of the IVF process. The cost for this analysis can range from Rs 1,500 to Rs 3,000.
Injectable Medications: Injectable medications are often used to stimulate egg production. These medications can cost between Rs 20,000 to Rs 40,000 per cycle.
Monitoring Appointments: Monitoring appointments are typically included in the base fee. These appointments are essential for tracking the progress of the IVF cycle.
Costs of Embryo Creation and Fresh Embryo Transfer:
Here’s a breakdown of the costs associated with these crucial steps:
Egg Retrieval: Egg retrieval is a key part of the IVF process and is typically included in the base fee.
Anesthesia (During Egg Retrieval): The cost of anesthesia during egg retrieval is usually included in the base fee, but it can range up to Rs 50,000.
Donor Sperm: If you require the use of donor sperm, the cost can range from Rs 20,000 to Rs 1,00,000, depending on the clinic and the type of donor program.
Intracytoplasmic Sperm Injection (ICSI): ICSI, which is used in cases where there are issues with sperm quality or quantity, can cost up to Rs 1,50,000 per cycle. This procedure involves injecting a single sperm into each egg to facilitate fertilization.
Mock Embryo Transfer: A mock embryo transfer, which helps doctors prepare for the actual embryo transfer procedure, can cost between Rs 5,000 to Rs 10,000. Some clinics may include this cost in the overall package.
Fresh Embryo Transfer: The cost of a fresh embryo transfer is typically included in the base fee. This procedure involves transferring embryos into the uterus after they have been created.
Costs of Embryo Creation and Fresh Embryo Transfer: Breakdown Table
| Cost Component | Cost Range (Rs) |
| Egg Retrieval | Included in base fee |
| Anesthesia (During Retrieval) | Included in base fee |
| Donor Sperm | 20,000 – 1,00,000 |
| Intracytoplasmic Sperm Injection (ICSI) | Up to 1,50,000 |
| Mock Embryo Transfer | 5,000 – 10,000 |
| Fresh Embryo Transfer | Included in base fee |
Costs of Frozen Embryo Transfer: An In-depth Analysis
As you navigate the process of frozen embryo transfer (FET) during your In Vitro Fertilization (IVF) journey, it’s important to understand the various costs involved. Here’s a detailed breakdown of these costs:
Embryo Cryopreservation: The cost of embryo cryopreservation, which includes the freezing of embryos using a cryoprotectant agent and vitrification, can range from Rs 70,000 to Rs 1,40,000. Vitrification is a rapid-chill freezing process that minimizes the formation of ice crystals in embryos.
Embryo Storage: The annual cost of embryo storage typically ranges from Rs 25,000 to Rs 45,000. Some clinics may offer up to one year of free storage as part of the IVF package.
Genetic Testing: If genetic testing of embryos is required, the cost can vary widely depending on the type of test. Prices for preimplantation genetic testing (PGT) can range from Rs 25,000 to Rs 50,000 per test. Different types of PGT include:
- PGT-A (aneuploidy screening): Rs 25,000 to Rs 50,000
- PGT-M (monogenic disorder screening): Rs 20,000 to Rs 55,000
- PGT-SR (structural rearrangements screening): Rs 25,000 to Rs 50,000
- PGT-P (polygenic disorder screening): Rs 25,000 to Rs 50,000
Frozen Embryo Transfer (FET): The cost of FET can vary depending on the clinic’s policies. Some clinics include the first FET in the base fee, while others charge an additional fee ranging from Rs 90,000 to Rs 2,10,000. Additional fees may apply if the transfer is delayed or if multiple attempts are required.
Medication for FET: The cost of medication for FET, which may include progesterone shots to prepare the uterus for implantation, can range from Rs 15,000 to Rs 75,000.
Costs of Frozen Embryo Transfer: Breakdown Table
| Cost Component | Cost Range (Rs) |
| Embryo Cryopreservation | 70,000 – 1,40,000 |
| Embryo Storage | 25,000 – 45,000 (annually) |
| Genetic Testing (PGT) | 25,000 – 50,000 per test |
| – PGT-A (aneuploidy screening) | 25,000 – 50,000 |
| – PGT-M (monogenic disorder screening) | 25,000 – 55,000 |
| – PGT-SR (structural rearrangements screening) | 25,000 – 50,000 |
| – PGT-P (polygenic disorder screening) | 25,000 – 50,000 |
| Frozen Embryo Transfer (FET) | 90,000 – 2,10,000 |
| Medication for FET | 15,000 – 75,000 |
Comparison of Mini IVF Cost vs. Full IVF Cost
Minimal stimulation cycle IVF, commonly known as mini IVF, offers a more cost-effective alternative to traditional IVF cycles. Mini IVF involves using minimal medications, such as oral medications like Clomid or lower doses of injectable hormones, compared to standard IVF cycles.
The cost of mini IVF is typically lower per cycle, averaging around Rs 70,000 to Rs 1,80,000, excluding medications. Medication costs for mini IVF can range from Rs 5,000 or less for Clomid up to Rs 50,000 for injectable hormones. However, the total cost of mini IVF vs full IVF is harder to predict. The lower hormone dosage in mini IVF may result in fewer eggs being retrieved and fewer embryos being created, potentially leading to the need for multiple cycles and ultimately increasing the total cost.
Apart from cost considerations, mini IVF also offers reduced risks of ovarian hyperstimulation, making it a compelling option for some individuals or couples. It’s essential to discuss your options with your fertility specialist to determine the most suitable approach based on your individual circumstances and goals.
Costs of Using Donor Eggs in IVF
Some fertility clinics have established partnerships with egg cryobanks or fresh egg donor agencies, and may recommend or require that you use their services. In such cases, the clinic will typically provide a base price that includes the cost of the eggs, usually in batches of six to eight, along with some, but not all, medical expenses.
- Frozen Donor Eggs Base Cycle Fee: Rs 1,00,000 to Rs 1,50,000+
- Fresh Donor Eggs Base Cycle Fee: Rs 70,000 to Rs 2,00,000+
As with non-donor IVF, these fees serve as a starting point. It’s important to inquire about what is included in the price of an egg donor cycle and what additional charges to anticipate.
Alternatively, some clinics allow you to directly engage with a cryobank or agency to acquire frozen or fresh eggs. The cost may vary based on the chosen bank or agency, potentially resulting in savings or additional expenses. While separating the fees might save a few thousand rupees, starting with a lower number of eggs could lead to fewer viable embryos.
Costs of Using a Gestational Carrier or Surrogate
Utilizing a gestational carrier involves various expenses, including legal fees, medical costs, agency fees (if an agency is involved), and compensation for the carrier. Generally, you can expect to pay anywhere from Rs 1,00,000 to Rs 3,50,000+ for this process.
The term “traditional surrogate” refers to a carrier who also provides the eggs. While the fees for traditional surrogacy are similar to those of gestational surrogacy, the medical expenses may be lower if intrauterine insemination (IUI) is used instead of IVF. However, traditional surrogacy is prohibited in most states.
Compassionate surrogacy is another option, where the gestational carrier or surrogate does not charge a fee for carrying the child. This arrangement could potentially save you around Rs 1,20,000 to Rs 3,50,000.
Tips to Overcome the IVF Expense?
Here’re few tips to lower overall IVF treatment cost in India –
- Research and Compare Clinics: Look for clinics that offer transparent pricing and compare their costs and success rates. Consider traveling to a different location for more affordable options.
- Insurance Coverage: Check if your health insurance covers any part of the IVF process and explore options for additional coverage if needed.
- Simplify Your Treatment Plan: Discuss with your doctor ways to simplify your treatment plan, which could reduce costs. For example, opting for natural cycle IVF or minimal stimulation IVF.
- Discount Programs: Some clinics offer discount programs or financing options to help manage costs. Look for clinics that offer package deals or discounts on multiple cycles.
Conclusion:
Navigating the costs of IVF treatment in India requires careful consideration and planning. While the average cost of IVF center in Jalandhar and IVF center in Amritsar India, ranges from Rs 90,000 to Rs 1,50,000 per cycle, additional expenses such as genetic testing, embryo storage, and medication can significantly impact the overall cost. To manage IVF expenses, consider exploring options such as insurance coverage, fertility grants, and discount programs offered by clinics. Additionally, comparing clinics based on success rates and costs can help you find a balance between affordability and quality of care.
Important Note: The figures mentioned above are estimates and can vary based on the clinic and your individual treatment plan. It’s advisable to get pricing directly from your clinic before starting the IVF process or signing any paperwork.
